Could You Offer More Auto Discounts to Your Customers?

Safeco Insurance offers a wide variety of auto discounts to reward your customers and make it easier for you to sell and retain Safeco® policies. See the list below to check out some of the many discounts Safeco offers!


Availability and terms differ by state. Refer to your Standard Lines Services Underwriter for additional details.

Discount Name

Who Qualifies - When to Apply/Offer

 

Homeowner*

Customers who own a home qualify for a discount on their auto policy regardless of whether or not Safeco writes their homeowners policy. (Not available in MN or CA)

 

Account*

Customers with an in-force Safeco Home, Condo or Renters policy, in addition to their Safeco auto policy, qualify for a discount on their auto policy.

 

Billing Plan*

Customers who pay their auto policy term premium in full at inception or renewal qualify for a discount. Customers with annual term policies on a two-pay plan can also receive this discount if they pay their billed amount in full.

 

Multi-car*

Customers who insure more than one private passenger auto may qualify for a multi-car discount on their auto policy.

 

Advance Quote*

Customers who obtain a quote from Safeco one or more days ahead of the effective date of their newly issued policy may qualify for an advance quote discount on their auto policy.

 

Coverage*

Customers who insure any auto on their policy with liability and comprehensive and/or collision coverage qualify for a discount on their auto policy.

 

Anti-theft

Customers buying comprehensive coverage on autos equipped with qualifying anti-theft devices qualify for an anti-theft discount on their auto policy. Anti-theft devices include but are not limited to certain alarms and disabling devices.

 

Low-mileage

Customers who drive less than 8,000 miles per year are eligible for a low-mileage discount on their auto policy. Age restrictions apply.

Accident Free

 

Customers who are accident-free for 34 months are eligible for this discount. The accident-free discount is not impacted by not at-fault accidents, at-fault accidents below a certain threshold, or forgiven accidents. Added driving activity can affect eligibility.

Violation free

Customers who are violation free for 34 months are eligible for this discount. Added driving activity can affect eligibility.

 

Good student 

Customers who are youthful drivers that accomplish certain scholastic achievements – and who provide certification – qualify for a good student discount on their auto policy that can apply for up to 24 months.

 

Distant student driver 

Customers with a youthful driver in their household who is a resident student at an educational institution over 100 miles away from home, and who does not have a car, qualify for a distant student driver discount on their auto policy.

* Discount is automatically applied in Quote & Issue™.

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Shelli Rainey
Underwriter
Ext: 244
Direct Line: 918-886-6064
Email: shelli.rainey@sls-ins.com

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Donna Gaines
Underwriter
Ext: 114
Direct Line: 918-886-6063
Email: donna.gaines@sls-ins.com

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Alice McCune
Underwriter
Ext: 336
Direct Line: 918-886-6065
Email: alice.mccune@sls-ins.com

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